pondering an idea

If you were homeless, what would you need to at least make life bearable? And would it make a difference if you were the sort who doesn't do well with other people?

So far I've come up with the following:

1. A dependable income. Not necessarily a job, but a source of money you can *rely* on.

2. someplace *safe* to take shelter and keep your stuff. It doesn't necessarily need to be heated, but at least warm enough that you won't get hypothermia trying to sleep there given warm clothes and blankets. (50 degrees?) Also needs to be secure if you are away for a while (jail, hospital, whatever)

3. some sort of medical "coverage". a way to be able to go see someone when you are sick and *not* have outrageous bills to pay afterwards.

I hesitated about that last one, but anything short of a *large* income (upper middle class or higher) just won't let you deal with the bills if something bad happens.

Anything else folks can think of? Mind you, I'm thinking of stuff that'd be "necessary" not stuff that'd be "nice" to have.

I can't say much more without giving away too much about the story idea :-)

Logo needed

Anybody have any suggestions for a logo for a (fictional) organization That mostly goes by ERS (it's an in joke, stands for Eternal Revenue Service).

They are a sort of "direct charity". Things like handing someone a debit card with money on it and more deposited on a regular schedule.