Apr. 17th, 2006

kengr: (Default)
I was just checking my checking account online to see if I'd been charged yet for some toys I'd ordered. (*Why* do sites offer 2-3 day shipping without noting that they may take longer than that to get around to shipping your order?)
Looking down a few items I saw two charges from businesses in "Tokyo JP". Say *what*?!

I thought back and couldn't see them as being anything I'd ordered off the web. So a quick phone call to the bank and they are going to be looked into.

Oddly, the person I spoke to said that the charges had triggered a flag and the fraud had supposedly tried to contact me. I don't have any indication of them calling.

Anyway, according to news items I've seen, this is endemic. The info is apparently getting swiped at third party clearing houses for debit card transactions. It's best to use your card as a *credit* card and *sign* for things. This causes a different routing and the folks doing the bebit card scams aren't going to sign for stuff (or if they do, they charge slips will get caught more easily.

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