I'd disagree with the "ETA" comment. Insurance companies AS THEY CURRENTLY EXIST we *DO* want out of business if we want to make universal health care. Oh, there'll be room for SMALLER and more specialized insurance companies, but -- as I said during the original healthcare bill brouhaha -- the only way to really get it passed AS WE WANT IT (that is, a true universal health care plan, not the watered-down sop we ended up with) is to pay off the current companies: give huge payouts to the top dogs who are otherwise going to fight to the finish to prevent the bill from passing, and guaranteeing pensions for every person who's worked for current insurance companies for, say, 5 years or more, because we *ARE* putting them, essentially, out of business. In fact, if the plan ISN'T going to effectively put them out of business, it's not the right plan.